Life Insurance 2 You

Bringing Insurance to Life

“Destroy the High Costing Agency System”

That was the brave concept in back in 2007.

The agency system is one of the players in the middle of the supply chain selling the Insurance Financial Products – beside the brokers, the banks, and the media of the … Read more

How does Insurance Companies Exist?

Ask the man on the street and you will get various suggestions:

a) To protect me (or loved ones)

b) To be profitable

c) To manage risks

d) To give great products to customers

e) To enhance life

f) For … Read more

The World According to Ma

Here is a comparison between Critical illness Coverage in Malaysia and Jack Ma’s ANT Financial:

  ANT Financial (Xian Hu Bao) Malaysia
Sum Assured RM 183,947 RM 183,947
Annual Premium .6 ¢ (For every Claim of Critical illness) RM 9,000
Read more

Disruption in the Industry

Disruption: In business theory, a disruptive innovation is an innovation that creates a new market and value network and eventually disrupts an existing market and value network, displacing established market-leading firms, products, and alliances. (Source: Wikipedia)

Technical or digital disruption … Read more

The World Of Life Insurance

The beginning of Life Insurance in Malaysia, in the beginning of the 1900, perhaps the Claim issue was the pain point.

Hampered by frauds and unregulated frame-work Insurance was an enigmatic business to most people.

It became exceptional scary where … Read more